Premium API - Payments

*Please note, the service Premium API - Payments is currently available only in Sandbox testing environment.  

Download OpenAPI 2.0 specification (swagger)

Title:
Premium API - Payments
Version:
1.0
Protocols:
HTTPS

 

Premium API - Payments Description

The Premium API - Payments service allows third party applications to perform money transfers from a bank client's account on his behalf, by using single SEPA Credit Transfers.

Clients

The Third-party application can be used by clients of Tatra banka with a current account opened at Tatra banka, to which they have access via Internet bankingTB and they use authorisation device Card and ReaderTB

 

Type of payments

Type of payments offered by the Third-party application:

  • Standard Single SEPA Credit Transfers 

 

Standard Single SEPA Credit Transfers

Standard Single SEPA Credit Transfers are non-synchronous, current date payments or forward payments.

Following conditions will apply for Standard Single SEPA Credit Transfers:

SEPA payments

  • Payment currency only EUR
  • SEPA payments within the SEPA area
  • Debtor account is current account only
  • Date of processing can be forward
  • Debtor and Creditor account format IBAN only

If banking date change over time between the client's confirmation and the commit of the payment from the third party provider, then the payment will be executed with next business date.

Payments

Following types of payments are available via the Third-party application:

 
Format Standard SEPA/FPO Payment
Currency
Payer
Account
Currency
Payee
Account
in
Payer
Account
Format
Payee
Account
Format
Priority Processing
Date
JSON SEPA sepa
payment
EUR EUR,
FCY
Tatra
banka
IBAN IBAN Normal only Current/Forward
  SEPA sepa
payment
EUR EUR,
FCY
Slovakia IBAN IBAN Normal only Current/Forward
  SEPA sepa
payment
EUR EUR,
FCY
Foreign
country
IBAN IBAN Normal only Current/Forward
XML SEPA sepa
payment
EUR EUR,
FCY
Tatra
banka
IBAN IBAN Normal only Current/Forward
  SEPA sepa
payment
EUR EUR,
FCY
Slovakia IBAN IBAN Normal only Current/Forward
  SEPA sepa
payment
EUR EUR,
FCU
Foreign
Country
IBAN IBAN Normal only Current/Forward

 

Cut-off time

Remember to check periods for payment order submitting in order to have payments processed at the time you request.

Cut-off time periods for payments initiated via the The Third-party applications are available on our Tatra banka web site.

Payment Limits

Initiated payment processing is limited by daily and monthly limits. Payment limits are cummulative per account and depend on authorization device by which your user authorizes a payment. Payment limits are same as through Internet bankingTB .

Charges

Payments realized through this service are charged to clients of Tatra banka same as the payments initiated via Electronic distribution channels of Tatra banka. For actual service charges please check our web site.

Exchange rates

The following exchange rates shall apply for payments with conversion, in case of a payment order with the conversion of up to EUR 30,000 (or a foreign currency equivalent):

  • exchange rate according to the table of exchange rates (foreign currency buy, foreign currency sell or cross exchange rate, i.e. proportion of particular exchange rates)
  • individual exchange rate - a possibility to arrange with the Treasury Division on basis of an agreement on spot transactions or by use of i:deal service

The following exchange rate shall apply in case of a payment order with the conversion over EUR 30,000 (or a foreign currency equivalent):

  • exchange rate of the following working day (foreign currency buy, foreign currency sell or cross exchange rate, i.e. proportion of particular exchange rates)
  • individual exchange rate - a possibility to arrange with the Treasury Division on basis of an agreement on spot transactions or by use of i:deal service

Technical break

Payments can be made non-stop, but during the daily closure (technical break) lasting approx. 30 minutes, 1.5 hours on Saturdays, which is usually on business days from 9:45 p.m. to 10:45 p.m. and on Saturdays from 9:45 p.m. to 11:45 p.m., payment orders are carried out with the processing date of the next banking day.

Payment orders submitted with processing date later than the date of entry (with a processing date later than the current date in the system), will be processed by the bank in the early hours of the required date.